DSR Calculator

Indicative only

DSR analysis

Understand your current debt position and simulate how a new loan may affect your financial health.

Net Income

—

per month

Commitments

RM 0.00

existing

Current DSR

—

Enter your income

Projected DSR

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After new loan

Income & Commitment Details

Fill in your details for DSR analysis

Monthly Income

Gross Income

Net Income *

Existing Monthly Commitments

Housing / Rent

Car

Personal Loan

Credit Card

Education

BNPL / Instalment

Other

New Loan Simulation (Optional)

Loan Type

Monthly Instalment

Reference Bank

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Enter your monthly net income to see your financial health score.

Important Disclaimer

This analysis is for reference and personal planning purposes only. The DSR limits shown are based on 2019 market information and may not reflect each bank's current policy.

Actual loan decisions depend on your CCRIS/CTOS credit score, applicant profile, loan type, and the financial institution's current policy. BajetKita does not provide financial advice or guarantee loan approval.

Please consult directly with your bank or a licensed financial planner for accurate decisions.